7 guides
Saving for something in particular
Most money decisions start with a goal and a date. These guides work through the ones people ask about most, from an emergency fund to a wedding to an inheritance, and what the timescale changes about the answer.
How to build up an emergency fundAn emergency fund is a cash savings buffer that helps you cover unexpected costs and therefore minimising the need to borrow money.Read this Student debt or a house deposit: which helps more?This is a thorny issue: student debt versus deposit for a mortgage for a family member.Read this Saving for a house depositThere is no time like the present to start.Read this Saving for a car or a holidayA car might be one of the first big ticket items that you are likely to buy.Read this Saving for a weddingPlan everything with military precision beforehand to give yourself the best chance of the day you both hoped for, and then just relax and let it happen.Read this Investing an inheritance or a giftA lump sum you did not plan for. Here is the order most people do things in, and the one question that decides the rest.Read this How to pay off a credit cardA credit card can be very useful but you do need to pay it off in full each month.Read this